Financial Services

Covid Cash

As an independent financial services firm, we will review your current situation and take the time to understand your current situation.

Our Services

We present your business to a perspective financier by providing strategic commentary on your financials and mitigate the COVID 19 questions the lenders are asking. 

Government-backed Covid Business Loans

The Coronavirus Small and Medium Enterprises (SME) Guarantee Scheme is supporting up to $40 billion of lending to SMEs (including sole traders and not-for-profits).

Standard Unsecured Business Loans

An Unsecured Small Business Loan is a loan that requires no collateral but is rather based solely upon the creditworthiness of the small business borrower. In most cases a Unsecured Directors Guarantee is required and a GSA (General Security Agreement) may be required.

Unsecured Overdrafts

Similar to an Unsecured Business Loan, an overdraft with a revolving limit is going to fluctuate with your cashflow needs and is a good solution to assist with peak cash requirements within the business.

Secured Overdrafts & Business Loans

Review of your existing assets in the business or personal assets will provide the cheapest finance. Secured Business Loans also allows for longer term facilities to be provided to reduce amortisation requirements each month. 

Trade & Debtor Facilities

Debtor Finance, also known as Invoice Finance or Invoice Factoring, is quite simply, a line of credit linked to and secured by your outstanding accounts receivable.

Trade Finance is a debt facility that allows your business to purchase stock now and pay for it post shipping and sale to your clientele.   

Other Facilities & Assistance

There are other solutions available that can leverage off your existing assets in the business to generate funds to cover expenses. 

Also the government is providing additional support via grants and Job Seeker/Keeper payments.


Justin began his finance career in November 1999 at the National Bank and has extensive experience in the finance industry. Working for a number of financial institutions in his 17 year banking career varying from Residential to Corporate Banking, he has seen different economic and banking policy changes.

Time is money

We are here to help you in these uncertain times.

Contact Justin Shiong

12-16 Parker Street,
Williamstown VIC 3016

Phone: 1300 880 376

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